Independent IT equipment funders
They are leasing companies specialising in office and IT equipment, with no link to any manufacturer. They live on volume: thousands of small contracts, standardised processes and fast decisions.
Strengths
- Fast credit decisions on small amounts, sometimes on the same day
- They accept small tickets the competition does not work with
- A fleet with different brands fits into a single contract
- Simple paperwork and short processing times
Where it tends to fall behind
- Does not go above €80,000, where the ground belongs to manufacturer and infrastructure funders
- Less flexible on projects with a large software and services component
- They do not open a file for companies with less than three years of activity
Profile
- Deals from small amounts, where the others do not open a file
- Fully brand-independent: they finance any manufacturer in the same contract
- Standardised processes, with little red tape
When it is the right choice
When the fleet is small or medium, mixes different brands, and speed of decision matters. In a fleet of ten to thirty workstations from various manufacturers, it is almost always one of the most competitive scenarios we present.
We do not work exclusively with any funder. On every request we submit to all four and present the result as it is. We have no incentive to push one over another: our business is supplying the equipment, the software and the services, not the financing.
Questions about the independent funder
What is the minimum amount for a deal?
It works between €2,500 and €80,000, and that is the range where it is usually most competitive. Above €80,000 it no longer takes part, and the ground belongs to manufacturer and infrastructure funders.
Do they finance used or refurbished equipment?
As a rule they work with new equipment invoiced by a supplier. Refurbished is possible in specific cases and on different terms. If that is your scenario, say so in the request so that we submit it where there is appetite.
The other funders we consult
Manufacturer funder
A manufacturer's finance arm. Hard to beat when the whole fleet is from the same brand.
Infrastructure funder
Specialises in large projects and in putting a value on equipment the company already owns.
International funder
For deals outside the standard format: step-up rents, staged deliveries, several countries.
ITRENTING acts as a commercial intermediary in presenting financing proposals to businesses and professionals. It is not a credit institution, does not grant credit and is not the exclusive agent of any funding entity. As a matter of choice, we do not publicly disclose the identity of the funders we work with; they are identified to the client within each process.
Want to see the numbers for your case?
Tell us what you need to equip. We consult the four funders and send back compared scenarios within 48 working hours, with no commitment.