International funders and structured deals
Asset finance companies present in several markets, used to structuring deals that do not fit a standard contract and to supporting groups with operations outside Portugal.
Strengths
- Able to structure deals with non-uniform rent profiles
- A good option for long terms and contracts with staged renewal
- A common framework for companies with operations in several markets
- Balance-sheet strength, relevant for multi-year commitments
Where it tends to fall behind
- Less agile on small deals and urgent decisions
- A more demanding assessment process in terms of documentation
- Terms depend on the applicable manufacturer programme, which does not always cover mixed fleets
Profile
- Asset finance on a vendor finance model, through manufacturers and resellers
- International presence, useful for groups with subsidiaries in other countries
- Flexible contract structures on larger deals
When it is the right choice
For larger deals that need structuring, step-up rents, staged deliveries, or contracts involving more than one country. It is the scenario we ask for when the project falls outside the standard format.
We do not work exclusively with any funder. On every request we submit to all four and present the result as it is. We have no incentive to push one over another: our business is supplying the equipment, the software and the services, not the financing.
Questions about the international funder
What are step-up rents and when do they make sense?
They are rents that start lower and rise over the contract. They make sense when the return on the investment is gradual, a line that starts at half capacity, a team that keeps growing. Not every funder structures this, and it is one of the reasons to ask for this scenario.
Do they work with companies that operate in other countries?
Yes, and it is one of their strengths. Groups with subsidiaries outside Portugal can have a common framework, which is much simpler than contracting locally in each market.
The other funders we consult
Independent funder
Not owned by any manufacturer. Decides fast and accepts small amounts the others turn down.
Manufacturer funder
A manufacturer's finance arm. Hard to beat when the whole fleet is from the same brand.
Infrastructure funder
Specialises in large projects and in putting a value on equipment the company already owns.
ITRENTING acts as a commercial intermediary in presenting financing proposals to businesses and professionals. It is not a credit institution, does not grant credit and is not the exclusive agent of any funding entity. As a matter of choice, we do not publicly disclose the identity of the funders we work with; they are identified to the client within each process.
Want to see the numbers for your case?
Tell us what you need to equip. We consult the four funders and send back compared scenarios within 48 working hours, with no commitment.